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2 loans that can help you get your dream home

Posted on January 9, 2016 at 3:40 AM

Who wouldn't want to have a space to call their own? Given the tons of expenses that we need to think about, it can be really hard to buy a new home. Fortunately, there are loans that can help you make your dreams come true!


Familiarize yourself with these two options that you can consider:

 1. The PAG-IBIG Loan

You have an option to borrow from HDMF (Home Development Mutual Fund) or better known as PAG-IBIG. It is the leading government financial agency that offers Filipinos a housing loan with the lowest interest rate. It may be quite a long process, as they require a number of paperwork for assessment, but if you go through a broker or an agent certified by the developer of your property, he or she may help you with process.


To learn more about the Home Development Mutual Fund, visit their website

 2. Bank Loans

According to Jocelyn Sta. Ana, Senior Vice President of BPI Family Savings Bank, housing loans vary depending on the borrower. Everything is custom-made for each person because “we wouldn't want the client to bite more than he could chew,” says Jocelyn. First, the bank will help you assess the value of the property you want, and let you borrow the amount based on their assessment of your capacity to pay.

Click here to learn more about housing loans


By Real Living Team | October 10, 2015

Original article: Paula de Guzman

Categories: Home Buying Guide