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Manila Condo Store


Your one-stop shop for the best condominium Manila has to offer

SMDC Early Occupancy Program (EOP)

Tired of spending so much on rent? Why don't you use that money to own a condo unit instead? At SMDC, you can own ready for occupancy condo unit for as low as 5% spot down payment.

SMDC EOP | Participating Projects

SMDC Promo

SMDC EOP | Payment Options

SMDC Promo

  • Payment Option 1

5% spot downpayment due 30 days from reservation date,

15% payable within 22 months at 0% interest,

80% through lump sum or bank financing due on the 24th month .

  • Payment Option 2

5% payable within 3 months at 0% interest,

15% payable within 20 months at 0% interest,

80% through lump sum or bank financing due on the 24th month.

  • Payment Option 3 (selected condo projects only)

5% spot downpayment due 30 days from reservation date,

95% payable within 59 months at 0% interest.

  • Payment Option 4 (selected condo projects only)

100% payable within 60 months at 0% interest.

SMDC EOP | Procedures

SMDC Promo

1. Choose condo unit/s you wish to purchase.

2. Once we verified the availability of your desired unit and have decided on the payment term, you must submit complete set of EOP application requirements. Please see below list.

3. Once you passes the credit evaluation, you will receive an email and official letter informing you of this.

4. You must submit within three (3) days from receipt of email and letter the complete set of SMDC reservation requirements.

5. Upon clearance of your reservation fee and spot down payment, submission of duly notarized Deed of Undertaking, signed Contract to Sell (CTS) and complete post dated checks, your unit will be tagged as eligible for move-in. SMDC Turnover Group will send a Notice of Acceptance regarding schedule of your unit inspection.

6. You may move in to your unit upon completion of the standard SMDC requirements for unit acceptance.

SMDC EOP | Requirements

SMDC Promo



  • Two or more persons may combine their income to meet the requirement.
  • Applicant with income below the required might still get qualified by submitting bank statement/s and/or certificate of assets showing substantial amount of cash (subject to approval of upper management)


The standard income approval requires applicant/s to provide proof of verifiable gross household monthly or annual income.

Local buyers

  • Completely filled out and signed EOP application forms
  • Photocopy of 2 valid government issued IDs
  • Philippine checking account (we can provide BDO endorsement letter to open checking account)
If employed,
  • Original copy of Certificate of Employment
  • Original copy of latest payslips (2 months)
  • Photocopy of 2019/2020 I.T.R. (BIR 1907 or 2316)
  • Photocopy of company ID
If self-employed,
  • Photocopy of DTI registration or SEC papers - articles of incorporation
  • Photocopy of latest 2-year comparative financial statements
  • Photocopy of 2019/2020 I.T.R. (BIR 1907)
  • Original copy of  latest bank statement or certificate of deposit (6 months ADB)

Overseas buyers

  • Scanned copy of completely filled out and signed EOP application forms
  • Scanned copy of valid passport and working visa
  • Philippine checking account

If employed,
  • Scanned copy of Certificate of Employment
  • Scanned copy of latest payslips (2 months)
  • Scanned copy of 2019/2020 Income Tax Return
     - BIR 1907 or 2316 if working in the Philippines
     - Form 1040 if working in USA
     - NAT  3903 if working in Australia

RESERVATION REQUIREMENTS   click here to learn more »

  • Completely filled out and signed reservation forms
  • Notarized or Consularized Special Power of Attorney if applicable
  • Reservation Fee (₱ 25,000 / ₱ 50,000 / ₱ 10,000 )
  • Cleared downpayment of at least 5% of total amount payable
  • Complete post dated checks (covering the total amount payable) Note: Buyer will be required to issue a check equivalent to the bank financing loan as a guarantee. The check will be returned to the buyer upon release of the bank guarantee.
  • Signed Contract to Sell
  • Notarized Deed of Undertaking
  • Payment of Working Capital to Condominium Administration office


Manila Condo Store

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